Taking Your Credit Cards on Vacation
Many of us know the value of using credit cards while we are home. What about, while you are away. The use of your credit cards can add to a safe and secure vacation. Many credit cards offer security features and can lock in the best exchange rates. Do reach out to your credit card companies before you go. They can help or:
They may delay you if they are unaware you are traveling. The unfamiliar spending patterns might cause them to suspect that the card is being used fraudulently and delay your approvals.
They will be able to explain many of the services that they can provide while you are on your trip.
How can my credit card company help prepare me for my trip?
You can arrange to pay bills that will come due while you are gone.
They will be aware that you will be making charges from another country.
They will be able to give you an idea of how acceptable their credit card is in that particular country.
They can verify acceptance at certain foreign locations.
They’ll be able to see if your PIN number will work in the countries you are visiting. They can also issue you another PIN number if your current PIN is unacceptable to the foreign bank’s system.
They can explain cash advance, ATM, foreign purchase and foreign exchange rate policies and fees.
They can explain any services they offer, such as, extra insurance for your rental car, luggage or purchases. Make sure the coverage offered extends outside the United States and will be valid in all the countries where you’ll be traveling. Also, be sure to note any other exceptions.
They may need to give you another phone number to call in case you need to reach them. The 800 number listed on the back of your card may not work from foreign locations.
You can find out if they charge a currency conversion fee, so you can find the most economical card on which to place your foreign purchases.
Best of all, you can avoid carrying large amounts of cash with you. Remember to copy and record all of your credit card numbers and their international calling number in a secure home as well as travel location. If lost or stolen this information can save you and get brand new cards to you in 24 hrs.
See you on the plane...
They may delay you if they are unaware you are traveling. The unfamiliar spending patterns might cause them to suspect that the card is being used fraudulently and delay your approvals.
They will be able to explain many of the services that they can provide while you are on your trip.
How can my credit card company help prepare me for my trip?
You can arrange to pay bills that will come due while you are gone.
They will be aware that you will be making charges from another country.
They will be able to give you an idea of how acceptable their credit card is in that particular country.
They can verify acceptance at certain foreign locations.
They’ll be able to see if your PIN number will work in the countries you are visiting. They can also issue you another PIN number if your current PIN is unacceptable to the foreign bank’s system.
They can explain cash advance, ATM, foreign purchase and foreign exchange rate policies and fees.
They can explain any services they offer, such as, extra insurance for your rental car, luggage or purchases. Make sure the coverage offered extends outside the United States and will be valid in all the countries where you’ll be traveling. Also, be sure to note any other exceptions.
They may need to give you another phone number to call in case you need to reach them. The 800 number listed on the back of your card may not work from foreign locations.
You can find out if they charge a currency conversion fee, so you can find the most economical card on which to place your foreign purchases.
Best of all, you can avoid carrying large amounts of cash with you. Remember to copy and record all of your credit card numbers and their international calling number in a secure home as well as travel location. If lost or stolen this information can save you and get brand new cards to you in 24 hrs.
See you on the plane...
posted by Advantage International, LLC | 5:46 PM
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